You can save extra with these easy-to-follow tips.
Most important points
- You may be planning to do a lot of Target shopping in the new year.
- These tips will help you save extra on your essentials and impulse purchases.
As much as many consumers love Target, the big-box giant tends to be a real budget-buster. In fact, it’s common to fall victim to impulse buys if you spend enough time walking around Target, as the store is packed with fun products and great deals that can tempt even the pickiest of consumers.
But while you may have to resign yourself to at least the occasional impulse buy at Target, that doesn’t mean you can’t save more money while shopping there. And if you’re planning to do your fair share of shopping at Target in 2023, here are some steps worth taking to help you save.
1. Sign up for a Target RedCard account
The Target RedCard comes in two options: a credit card and a debit card that is linked to your checking account. No matter which one you choose, when you use your Target RedCard you will get a very impressive 5% back on your Target purchases in store or online.
Now, you might have another credit card that gives you cash back for everyday purchases, but chances are you won’t get a 5% back. So if you shop a lot at Target, applying for a Target RedCard could be a really smart move.
2. Join Target Circle
Target Circle is Target’s loyalty program. If you don’t want a Target RedCard, you can still earn 1% back on your Target purchases by joining Target Circle. You can then cash that money back at future checkouts. And there is no minimum required to redeem it. You can get $0.40 off your purchase if that’s all you have in Target Circle rewards.
3. Ask for price adjustments
Target prides itself on offering competitive prices for the items it sells. And so when you buy something at Target, the simple fact that you track the price for a few weeks after that can help you save extra.
Not only will Target give you the difference if it lowers the price of something you bought there, but it will even match its competitors’ prices on many items within a 14-day window. So let’s say you buy a toy at Target on January 15 for $30. If you see it on sale at Target on January 20 for $25, all you have to do is show your receipt and ask for a price comparison, and Target will give you the $5 difference. And if a competitor lists it for $25 at the same time, chances are you’ll get your $5 back in that scenario as well.
Please note that you must request a price match from Target. Target doesn’t automatically refund you if it lowers the price of something you bought.
Shopping at Target can be a fun experience — and convenient, because you can buy everything from groceries to clothing to personal care products under one roof. And if you follow these tips, you may be able to save even more at Target over the course of the new year.
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